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Showing posts from February, 2019

How to Handle Your Finances Properly

In the past, I also had a fair share of handling finances improperly. As an adult, bills are inevitable and totally overwhelming at some point. One thing I learned through the years is that it is not how much you earn, it is how much you save and invest. When I was in my early 20s, saving is part of my monthly/bi-monthly plans. I save at least 10 to 20 percent of my salary. I know this could be ideal, but I also know that it was not enough. I enrolled myself in graduate studies in a state university - though it is not that expensive compared to other private universities, it also needed planning. Apartment rent took a big chunk of my budget, especially in Manila. The rate is too steep, but the convenience is priceless since it is near where I was working and accessible whenever I need to attend meetings, conferences, or the like. I was a struggling millennial. I was living to pay the bills. Aren't we all are? Continuously, I have learned what could work from what could not. H